LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,217
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$128,081
−HK$3,925/mo
Today · 4.125%
HK$132,006
baseline
▲ 0.50% · 4.625%
HK$140,039
+HK$8,033/mo
Deposit HK$27.24M · loan HK$27.24M · min. income ≈ HK$264,012/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,190
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$141,896
−HK$3,760/mo
Today · 4.125%
HK$145,656
baseline
▲ 0.50% · 4.625%
HK$153,334
+HK$7,678/mo
Deposit HK$27.24M · loan HK$27.24M · min. income ≈ HK$291,312/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,060
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$153,697
−HK$4,710/mo
Today · 4.125%
HK$158,407
baseline
▲ 0.50% · 4.625%
HK$168,046
+HK$9,639/mo
Deposit HK$21.79M · loan HK$32.68M · min. income ≈ HK$316,814/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,828
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$170,275
−HK$4,512/mo
Today · 4.125%
HK$174,787
baseline
▲ 0.50% · 4.625%
HK$184,000
+HK$9,213/mo
Deposit HK$21.79M · loan HK$32.68M · min. income ≈ HK$349,574/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,903
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$179,313
−HK$5,496/mo
Today · 4.125%
HK$184,809
baseline
▲ 0.50% · 4.625%
HK$196,054
+HK$11,245/mo
Deposit HK$16.34M · loan HK$38.13M · min. income ≈ HK$369,618/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,466
−HK$10,452/mo
▼ 0.25% · 3.875%
HK$198,655
−HK$5,263/mo
Today · 4.125%
HK$203,918
baseline
▲ 0.50% · 4.625%
HK$214,667
+HK$10,749/mo
Deposit HK$16.34M · loan HK$38.13M · min. income ≈ HK$407,836/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,590
−HK$14,021/mo
▼ 0.25% · 3.875%
HK$230,545
−HK$7,066/mo
Today · 4.125%
HK$237,611
baseline
▲ 0.50% · 4.625%
HK$252,069
+HK$14,458/mo
Deposit HK$5.45M · loan HK$49.03M · min. income ≈ HK$475,222/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,742
−HK$13,439/mo
▼ 0.25% · 3.875%
HK$255,413
−HK$6,768/mo
Today · 4.125%
HK$262,181
baseline
▲ 0.50% · 4.625%
HK$276,000
+HK$13,819/mo
Deposit HK$5.45M · loan HK$49.03M · min. income ≈ HK$524,362/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$2,315,184 · Scale 2, in force from 26 Feb 2026)