LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,265
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$128,130
−HK$3,927/mo
Today · 4.125%
HK$132,057
baseline
▲ 0.50% · 4.625%
HK$140,093
+HK$8,036/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$264,114/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,244
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$141,951
−HK$3,761/mo
Today · 4.125%
HK$145,712
baseline
▲ 0.50% · 4.625%
HK$153,393
+HK$7,681/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$291,424/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,118
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$153,756
−HK$4,713/mo
Today · 4.125%
HK$158,469
baseline
▲ 0.50% · 4.625%
HK$168,111
+HK$9,642/mo
Deposit HK$21.80M · loan HK$32.70M · min. income ≈ HK$316,938/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,892
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,341
−HK$4,514/mo
Today · 4.125%
HK$174,855
baseline
▲ 0.50% · 4.625%
HK$184,072
+HK$9,217/mo
Deposit HK$21.80M · loan HK$32.70M · min. income ≈ HK$349,710/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,971
−HK$10,909/mo
▼ 0.25% · 3.875%
HK$179,382
−HK$5,498/mo
Today · 4.125%
HK$184,880
baseline
▲ 0.50% · 4.625%
HK$196,130
+HK$11,250/mo
Deposit HK$16.35M · loan HK$38.15M · min. income ≈ HK$369,760/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,541
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$198,732
−HK$5,265/mo
Today · 4.125%
HK$203,997
baseline
▲ 0.50% · 4.625%
HK$214,750
+HK$10,753/mo
Deposit HK$16.35M · loan HK$38.15M · min. income ≈ HK$407,994/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,677
−HK$14,026/mo
▼ 0.25% · 3.875%
HK$230,635
−HK$7,068/mo
Today · 4.125%
HK$237,703
baseline
▲ 0.50% · 4.625%
HK$252,167
+HK$14,464/mo
Deposit HK$5.45M · loan HK$49.05M · min. income ≈ HK$475,406/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,838
−HK$13,444/mo
▼ 0.25% · 3.875%
HK$255,512
−HK$6,770/mo
Today · 4.125%
HK$262,282
baseline
▲ 0.50% · 4.625%
HK$276,108
+HK$13,826/mo
Deposit HK$5.45M · loan HK$49.05M · min. income ≈ HK$524,564/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,082 · Scale 2, in force from 26 Feb 2026)