LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,268
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$128,134
−HK$3,927/mo
Today · 4.125%
HK$132,061
baseline
▲ 0.50% · 4.625%
HK$140,096
+HK$8,035/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$264,122/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,247
−HK$7,469/mo
▼ 0.25% · 3.875%
HK$141,955
−HK$3,761/mo
Today · 4.125%
HK$145,716
baseline
▲ 0.50% · 4.625%
HK$153,397
+HK$7,681/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$291,432/mo (50% DSR)
Upfront cash ≈ HK$29.56M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,122
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$153,760
−HK$4,713/mo
Today · 4.125%
HK$158,473
baseline
▲ 0.50% · 4.625%
HK$168,116
+HK$9,643/mo
Deposit HK$21.80M · loan HK$32.70M · min. income ≈ HK$316,946/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,896
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,346
−HK$4,513/mo
Today · 4.125%
HK$174,859
baseline
▲ 0.50% · 4.625%
HK$184,076
+HK$9,217/mo
Deposit HK$21.80M · loan HK$32.70M · min. income ≈ HK$349,718/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,975
−HK$10,910/mo
▼ 0.25% · 3.875%
HK$179,387
−HK$5,498/mo
Today · 4.125%
HK$184,885
baseline
▲ 0.50% · 4.625%
HK$196,135
+HK$11,250/mo
Deposit HK$16.35M · loan HK$38.15M · min. income ≈ HK$369,770/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,546
−HK$10,457/mo
▼ 0.25% · 3.875%
HK$198,737
−HK$5,266/mo
Today · 4.125%
HK$204,003
baseline
▲ 0.50% · 4.625%
HK$214,756
+HK$10,753/mo
Deposit HK$16.35M · loan HK$38.15M · min. income ≈ HK$408,006/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,683
−HK$14,027/mo
▼ 0.25% · 3.875%
HK$230,640
−HK$7,070/mo
Today · 4.125%
HK$237,710
baseline
▲ 0.50% · 4.625%
HK$252,174
+HK$14,464/mo
Deposit HK$5.45M · loan HK$49.05M · min. income ≈ HK$475,420/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,845
−HK$13,444/mo
▼ 0.25% · 3.875%
HK$255,519
−HK$6,770/mo
Today · 4.125%
HK$262,289
baseline
▲ 0.50% · 4.625%
HK$276,115
+HK$13,826/mo
Deposit HK$5.45M · loan HK$49.05M · min. income ≈ HK$524,578/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,142 · Scale 2, in force from 26 Feb 2026)