LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,288
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,154
−HK$3,928/mo
Today · 4.125%
HK$132,082
baseline
▲ 0.50% · 4.625%
HK$140,119
+HK$8,037/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$264,164/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,269
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,978
−HK$3,761/mo
Today · 4.125%
HK$145,739
baseline
▲ 0.50% · 4.625%
HK$153,422
+HK$7,683/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$291,478/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,146
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$153,785
−HK$4,713/mo
Today · 4.125%
HK$158,498
baseline
▲ 0.50% · 4.625%
HK$168,143
+HK$9,645/mo
Deposit HK$21.80M · loan HK$32.70M · min. income ≈ HK$316,996/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,923
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$170,373
−HK$4,514/mo
Today · 4.125%
HK$174,887
baseline
▲ 0.50% · 4.625%
HK$184,106
+HK$9,219/mo
Deposit HK$21.80M · loan HK$32.70M · min. income ≈ HK$349,774/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,003
−HK$10,912/mo
▼ 0.25% · 3.875%
HK$179,416
−HK$5,499/mo
Today · 4.125%
HK$184,915
baseline
▲ 0.50% · 4.625%
HK$196,166
+HK$11,251/mo
Deposit HK$16.35M · loan HK$38.15M · min. income ≈ HK$369,830/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,577
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$198,769
−HK$5,266/mo
Today · 4.125%
HK$204,035
baseline
▲ 0.50% · 4.625%
HK$214,790
+HK$10,755/mo
Deposit HK$16.35M · loan HK$38.15M · min. income ≈ HK$408,070/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,719
−HK$14,029/mo
▼ 0.25% · 3.875%
HK$230,677
−HK$7,071/mo
Today · 4.125%
HK$237,748
baseline
▲ 0.50% · 4.625%
HK$252,214
+HK$14,466/mo
Deposit HK$5.45M · loan HK$49.06M · min. income ≈ HK$475,496/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,885
−HK$13,446/mo
▼ 0.25% · 3.875%
HK$255,560
−HK$6,771/mo
Today · 4.125%
HK$262,331
baseline
▲ 0.50% · 4.625%
HK$276,159
+HK$13,828/mo
Deposit HK$5.45M · loan HK$49.06M · min. income ≈ HK$524,662/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,513 · Scale 2, in force from 26 Feb 2026)