LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,295
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$128,162
−HK$3,928/mo
Today · 4.125%
HK$132,090
baseline
▲ 0.50% · 4.625%
HK$140,127
+HK$8,037/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$264,180/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,277
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$141,986
−HK$3,762/mo
Today · 4.125%
HK$145,748
baseline
▲ 0.50% · 4.625%
HK$153,431
+HK$7,683/mo
Deposit HK$27.25M · loan HK$27.25M · min. income ≈ HK$291,496/mo (50% DSR)
Upfront cash ≈ HK$29.57M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,154
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,794
−HK$4,714/mo
Today · 4.125%
HK$158,508
baseline
▲ 0.50% · 4.625%
HK$168,153
+HK$9,645/mo
Deposit HK$21.80M · loan HK$32.71M · min. income ≈ HK$317,016/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,933
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$170,383
−HK$4,515/mo
Today · 4.125%
HK$174,898
baseline
▲ 0.50% · 4.625%
HK$184,117
+HK$9,219/mo
Deposit HK$21.80M · loan HK$32.71M · min. income ≈ HK$349,796/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,014
−HK$10,912/mo
▼ 0.25% · 3.875%
HK$179,426
−HK$5,500/mo
Today · 4.125%
HK$184,926
baseline
▲ 0.50% · 4.625%
HK$196,178
+HK$11,252/mo
Deposit HK$16.35M · loan HK$38.16M · min. income ≈ HK$369,852/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,588
−HK$10,459/mo
▼ 0.25% · 3.875%
HK$198,780
−HK$5,267/mo
Today · 4.125%
HK$204,047
baseline
▲ 0.50% · 4.625%
HK$214,803
+HK$10,756/mo
Deposit HK$16.35M · loan HK$38.16M · min. income ≈ HK$408,094/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,732
−HK$14,030/mo
▼ 0.25% · 3.875%
HK$230,691
−HK$7,071/mo
Today · 4.125%
HK$237,762
baseline
▲ 0.50% · 4.625%
HK$252,229
+HK$14,467/mo
Deposit HK$5.45M · loan HK$49.06M · min. income ≈ HK$475,524/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,899
−HK$13,447/mo
▼ 0.25% · 3.875%
HK$255,575
−HK$6,771/mo
Today · 4.125%
HK$262,346
baseline
▲ 0.50% · 4.625%
HK$276,175
+HK$13,829/mo
Deposit HK$5.45M · loan HK$49.06M · min. income ≈ HK$524,692/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,316,649 · Scale 2, in force from 26 Feb 2026)