LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,430
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,817
−HK$393/mo
Today · 4.125%
HK$13,210
baseline
▲ 0.50% · 4.625%
HK$14,013
+HK$803/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,420/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,828
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,199
−HK$377/mo
Today · 4.125%
HK$14,576
baseline
▲ 0.50% · 4.625%
HK$15,344
+HK$768/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,152/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,916
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,380
−HK$472/mo
Today · 4.125%
HK$15,852
baseline
▲ 0.50% · 4.625%
HK$16,816
+HK$964/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,704/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,594
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,039
−HK$452/mo
Today · 4.125%
HK$17,491
baseline
▲ 0.50% · 4.625%
HK$18,413
+HK$922/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$34,982/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,402
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,944
−HK$550/mo
Today · 4.125%
HK$18,494
baseline
▲ 0.50% · 4.625%
HK$19,619
+HK$1,125/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$36,988/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,360
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,879
−HK$527/mo
Today · 4.125%
HK$20,406
baseline
▲ 0.50% · 4.625%
HK$21,481
+HK$1,075/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$40,812/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,374
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,070
−HK$707/mo
Today · 4.125%
HK$23,777
baseline
▲ 0.50% · 4.625%
HK$25,224
+HK$1,447/mo
Deposit HK$545K · loan HK$4.91M · min. income ≈ HK$47,554/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,559
−HK$677/mo
Today · 4.125%
HK$26,236
baseline
▲ 0.50% · 4.625%
HK$27,619
+HK$1,383/mo
Deposit HK$545K · loan HK$4.91M · min. income ≈ HK$52,472/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,653 · Scale 2, in force from 26 Feb 2026)