LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,322
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,189
−HK$3,929/mo
Today · 4.125%
HK$132,118
baseline
▲ 0.50% · 4.625%
HK$140,157
+HK$8,039/mo
Deposit HK$27.26M · loan HK$27.26M · min. income ≈ HK$264,236/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,306
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,016
−HK$3,763/mo
Today · 4.125%
HK$145,779
baseline
▲ 0.50% · 4.625%
HK$153,463
+HK$7,684/mo
Deposit HK$27.26M · loan HK$27.26M · min. income ≈ HK$291,558/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,186
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,826
−HK$4,715/mo
Today · 4.125%
HK$158,541
baseline
▲ 0.50% · 4.625%
HK$168,188
+HK$9,647/mo
Deposit HK$21.81M · loan HK$32.71M · min. income ≈ HK$317,082/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,968
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,419
−HK$4,515/mo
Today · 4.125%
HK$174,934
baseline
▲ 0.50% · 4.625%
HK$184,155
+HK$9,221/mo
Deposit HK$21.81M · loan HK$32.71M · min. income ≈ HK$349,868/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,050
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$179,464
−HK$5,501/mo
Today · 4.125%
HK$184,965
baseline
▲ 0.50% · 4.625%
HK$196,219
+HK$11,254/mo
Deposit HK$16.36M · loan HK$38.16M · min. income ≈ HK$369,930/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,629
−HK$10,461/mo
▼ 0.25% · 3.875%
HK$198,822
−HK$5,268/mo
Today · 4.125%
HK$204,090
baseline
▲ 0.50% · 4.625%
HK$214,848
+HK$10,758/mo
Deposit HK$16.36M · loan HK$38.16M · min. income ≈ HK$408,180/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,779
−HK$14,033/mo
▼ 0.25% · 3.875%
HK$230,739
−HK$7,073/mo
Today · 4.125%
HK$237,812
baseline
▲ 0.50% · 4.625%
HK$252,282
+HK$14,470/mo
Deposit HK$5.45M · loan HK$49.07M · min. income ≈ HK$475,624/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,952
−HK$13,450/mo
▼ 0.25% · 3.875%
HK$255,628
−HK$6,774/mo
Today · 4.125%
HK$262,402
baseline
▲ 0.50% · 4.625%
HK$276,233
+HK$13,831/mo
Deposit HK$5.45M · loan HK$49.07M · min. income ≈ HK$524,804/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,136 · Scale 2, in force from 26 Feb 2026)