LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,325
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,192
−HK$3,929/mo
Today · 4.125%
HK$132,121
baseline
▲ 0.50% · 4.625%
HK$140,160
+HK$8,039/mo
Deposit HK$27.26M · loan HK$27.26M · min. income ≈ HK$264,242/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,310
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,019
−HK$3,763/mo
Today · 4.125%
HK$145,782
baseline
▲ 0.50% · 4.625%
HK$153,467
+HK$7,685/mo
Deposit HK$27.26M · loan HK$27.26M · min. income ≈ HK$291,564/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,190
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,830
−HK$4,715/mo
Today · 4.125%
HK$158,545
baseline
▲ 0.50% · 4.625%
HK$168,192
+HK$9,647/mo
Deposit HK$21.81M · loan HK$32.71M · min. income ≈ HK$317,090/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,972
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,423
−HK$4,516/mo
Today · 4.125%
HK$174,939
baseline
▲ 0.50% · 4.625%
HK$184,160
+HK$9,221/mo
Deposit HK$21.81M · loan HK$32.71M · min. income ≈ HK$349,878/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,055
−HK$10,914/mo
▼ 0.25% · 3.875%
HK$179,469
−HK$5,500/mo
Today · 4.125%
HK$184,969
baseline
▲ 0.50% · 4.625%
HK$196,224
+HK$11,255/mo
Deposit HK$16.36M · loan HK$38.17M · min. income ≈ HK$369,938/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,634
−HK$10,461/mo
▼ 0.25% · 3.875%
HK$198,827
−HK$5,268/mo
Today · 4.125%
HK$204,095
baseline
▲ 0.50% · 4.625%
HK$214,854
+HK$10,759/mo
Deposit HK$16.36M · loan HK$38.17M · min. income ≈ HK$408,190/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,785
−HK$14,033/mo
▼ 0.25% · 3.875%
HK$230,745
−HK$7,073/mo
Today · 4.125%
HK$237,818
baseline
▲ 0.50% · 4.625%
HK$252,288
+HK$14,470/mo
Deposit HK$5.45M · loan HK$49.07M · min. income ≈ HK$475,636/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,958
−HK$13,450/mo
▼ 0.25% · 3.875%
HK$255,635
−HK$6,773/mo
Today · 4.125%
HK$262,408
baseline
▲ 0.50% · 4.625%
HK$276,240
+HK$13,832/mo
Deposit HK$5.45M · loan HK$49.07M · min. income ≈ HK$524,816/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,196 · Scale 2, in force from 26 Feb 2026)