LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,346
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,214
−HK$3,930/mo
Today · 4.125%
HK$132,144
baseline
▲ 0.50% · 4.625%
HK$140,184
+HK$8,040/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$264,288/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,334
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$142,044
−HK$3,764/mo
Today · 4.125%
HK$145,808
baseline
▲ 0.50% · 4.625%
HK$153,493
+HK$7,685/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$291,616/mo (50% DSR)
Upfront cash ≈ HK$29.58M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,215
−HK$9,357/mo
▼ 0.25% · 3.875%
HK$153,857
−HK$4,715/mo
Today · 4.125%
HK$158,572
baseline
▲ 0.50% · 4.625%
HK$168,221
+HK$9,649/mo
Deposit HK$21.81M · loan HK$32.72M · min. income ≈ HK$317,144/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,001
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$170,453
−HK$4,516/mo
Today · 4.125%
HK$174,969
baseline
▲ 0.50% · 4.625%
HK$184,192
+HK$9,223/mo
Deposit HK$21.81M · loan HK$32.72M · min. income ≈ HK$349,938/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,085
−HK$10,916/mo
▼ 0.25% · 3.875%
HK$179,500
−HK$5,501/mo
Today · 4.125%
HK$185,001
baseline
▲ 0.50% · 4.625%
HK$196,258
+HK$11,257/mo
Deposit HK$16.36M · loan HK$38.17M · min. income ≈ HK$370,002/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,667
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$198,861
−HK$5,270/mo
Today · 4.125%
HK$204,131
baseline
▲ 0.50% · 4.625%
HK$214,891
+HK$10,760/mo
Deposit HK$16.36M · loan HK$38.17M · min. income ≈ HK$408,262/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,823
−HK$14,036/mo
▼ 0.25% · 3.875%
HK$230,785
−HK$7,074/mo
Today · 4.125%
HK$237,859
baseline
▲ 0.50% · 4.625%
HK$252,332
+HK$14,473/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$475,718/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,001
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$255,679
−HK$6,775/mo
Today · 4.125%
HK$262,454
baseline
▲ 0.50% · 4.625%
HK$276,288
+HK$13,834/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$524,908/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,596 · Scale 2, in force from 26 Feb 2026)