LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,356
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,224
−HK$3,930/mo
Today · 4.125%
HK$132,154
baseline
▲ 0.50% · 4.625%
HK$140,195
+HK$8,041/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$264,308/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,344
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,055
−HK$3,764/mo
Today · 4.125%
HK$145,819
baseline
▲ 0.50% · 4.625%
HK$153,505
+HK$7,686/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$291,638/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,227
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$153,869
−HK$4,716/mo
Today · 4.125%
HK$158,585
baseline
▲ 0.50% · 4.625%
HK$168,234
+HK$9,649/mo
Deposit HK$21.81M · loan HK$32.72M · min. income ≈ HK$317,170/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,013
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$170,466
−HK$4,516/mo
Today · 4.125%
HK$174,982
baseline
▲ 0.50% · 4.625%
HK$184,206
+HK$9,224/mo
Deposit HK$21.81M · loan HK$32.72M · min. income ≈ HK$349,964/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,098
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$179,513
−HK$5,502/mo
Today · 4.125%
HK$185,015
baseline
▲ 0.50% · 4.625%
HK$196,273
+HK$11,258/mo
Deposit HK$16.36M · loan HK$38.18M · min. income ≈ HK$370,030/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,682
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$198,877
−HK$5,269/mo
Today · 4.125%
HK$204,146
baseline
▲ 0.50% · 4.625%
HK$214,907
+HK$10,761/mo
Deposit HK$16.36M · loan HK$38.18M · min. income ≈ HK$408,292/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,840
−HK$14,037/mo
▼ 0.25% · 3.875%
HK$230,803
−HK$7,074/mo
Today · 4.125%
HK$237,877
baseline
▲ 0.50% · 4.625%
HK$252,351
+HK$14,474/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$475,754/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,020
−HK$13,454/mo
▼ 0.25% · 3.875%
HK$255,698
−HK$6,776/mo
Today · 4.125%
HK$262,474
baseline
▲ 0.50% · 4.625%
HK$276,309
+HK$13,835/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$524,948/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,772 · Scale 2, in force from 26 Feb 2026)