LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,357
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,225
−HK$3,930/mo
Today · 4.125%
HK$132,155
baseline
▲ 0.50% · 4.625%
HK$140,197
+HK$8,042/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$264,310/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,346
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$142,056
−HK$3,764/mo
Today · 4.125%
HK$145,820
baseline
▲ 0.50% · 4.625%
HK$153,507
+HK$7,687/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$291,640/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,228
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$153,870
−HK$4,716/mo
Today · 4.125%
HK$158,586
baseline
▲ 0.50% · 4.625%
HK$168,236
+HK$9,650/mo
Deposit HK$21.81M · loan HK$32.72M · min. income ≈ HK$317,172/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,015
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$170,467
−HK$4,517/mo
Today · 4.125%
HK$174,984
baseline
▲ 0.50% · 4.625%
HK$184,208
+HK$9,224/mo
Deposit HK$21.81M · loan HK$32.72M · min. income ≈ HK$349,968/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,100
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$179,515
−HK$5,502/mo
Today · 4.125%
HK$185,017
baseline
▲ 0.50% · 4.625%
HK$196,275
+HK$11,258/mo
Deposit HK$16.36M · loan HK$38.18M · min. income ≈ HK$370,034/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,684
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$198,879
−HK$5,269/mo
Today · 4.125%
HK$204,148
baseline
▲ 0.50% · 4.625%
HK$214,909
+HK$10,761/mo
Deposit HK$16.36M · loan HK$38.18M · min. income ≈ HK$408,296/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,842
−HK$14,037/mo
▼ 0.25% · 3.875%
HK$230,805
−HK$7,074/mo
Today · 4.125%
HK$237,879
baseline
▲ 0.50% · 4.625%
HK$252,354
+HK$14,475/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$475,758/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,022
−HK$13,454/mo
▼ 0.25% · 3.875%
HK$255,701
−HK$6,775/mo
Today · 4.125%
HK$262,476
baseline
▲ 0.50% · 4.625%
HK$276,312
+HK$13,836/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$524,952/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,796 · Scale 2, in force from 26 Feb 2026)