LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,363
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,231
−HK$3,930/mo
Today · 4.125%
HK$132,161
baseline
▲ 0.50% · 4.625%
HK$140,203
+HK$8,042/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$264,322/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,352
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,063
−HK$3,764/mo
Today · 4.125%
HK$145,827
baseline
▲ 0.50% · 4.625%
HK$153,514
+HK$7,687/mo
Deposit HK$27.27M · loan HK$27.27M · min. income ≈ HK$291,654/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,235
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$153,877
−HK$4,716/mo
Today · 4.125%
HK$158,593
baseline
▲ 0.50% · 4.625%
HK$168,243
+HK$9,650/mo
Deposit HK$21.82M · loan HK$32.72M · min. income ≈ HK$317,186/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,023
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$170,475
−HK$4,517/mo
Today · 4.125%
HK$174,992
baseline
▲ 0.50% · 4.625%
HK$184,216
+HK$9,224/mo
Deposit HK$21.82M · loan HK$32.72M · min. income ≈ HK$349,984/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,108
−HK$10,918/mo
▼ 0.25% · 3.875%
HK$179,523
−HK$5,503/mo
Today · 4.125%
HK$185,026
baseline
▲ 0.50% · 4.625%
HK$196,284
+HK$11,258/mo
Deposit HK$16.36M · loan HK$38.18M · min. income ≈ HK$370,052/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,693
−HK$10,465/mo
▼ 0.25% · 3.875%
HK$198,888
−HK$5,270/mo
Today · 4.125%
HK$204,158
baseline
▲ 0.50% · 4.625%
HK$214,919
+HK$10,761/mo
Deposit HK$16.36M · loan HK$38.18M · min. income ≈ HK$408,316/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,853
−HK$14,037/mo
▼ 0.25% · 3.875%
HK$230,816
−HK$7,074/mo
Today · 4.125%
HK$237,890
baseline
▲ 0.50% · 4.625%
HK$252,365
+HK$14,475/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$475,780/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,034
−HK$13,454/mo
▼ 0.25% · 3.875%
HK$255,713
−HK$6,775/mo
Today · 4.125%
HK$262,488
baseline
▲ 0.50% · 4.625%
HK$276,324
+HK$13,836/mo
Deposit HK$5.45M · loan HK$49.08M · min. income ≈ HK$524,976/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,317,901 · Scale 2, in force from 26 Feb 2026)