LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,389
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,258
−HK$3,931/mo
Today · 4.125%
HK$132,189
baseline
▲ 0.50% · 4.625%
HK$140,232
+HK$8,043/mo
Deposit HK$27.28M · loan HK$27.28M · min. income ≈ HK$264,378/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,381
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$142,092
−HK$3,765/mo
Today · 4.125%
HK$145,857
baseline
▲ 0.50% · 4.625%
HK$153,546
+HK$7,689/mo
Deposit HK$27.28M · loan HK$27.28M · min. income ≈ HK$291,714/mo (50% DSR)
Upfront cash ≈ HK$29.59M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,266
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$153,909
−HK$4,718/mo
Today · 4.125%
HK$158,627
baseline
▲ 0.50% · 4.625%
HK$168,279
+HK$9,652/mo
Deposit HK$21.82M · loan HK$32.73M · min. income ≈ HK$317,254/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,057
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$170,511
−HK$4,518/mo
Today · 4.125%
HK$175,029
baseline
▲ 0.50% · 4.625%
HK$184,255
+HK$9,226/mo
Deposit HK$21.82M · loan HK$32.73M · min. income ≈ HK$350,058/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,144
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$179,561
−HK$5,503/mo
Today · 4.125%
HK$185,064
baseline
▲ 0.50% · 4.625%
HK$196,325
+HK$11,261/mo
Deposit HK$16.37M · loan HK$38.19M · min. income ≈ HK$370,128/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,733
−HK$10,467/mo
▼ 0.25% · 3.875%
HK$198,929
−HK$5,271/mo
Today · 4.125%
HK$204,200
baseline
▲ 0.50% · 4.625%
HK$214,964
+HK$10,764/mo
Deposit HK$16.37M · loan HK$38.19M · min. income ≈ HK$408,400/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,899
−HK$14,041/mo
▼ 0.25% · 3.875%
HK$230,864
−HK$7,076/mo
Today · 4.125%
HK$237,940
baseline
▲ 0.50% · 4.625%
HK$252,418
+HK$14,478/mo
Deposit HK$5.46M · loan HK$49.10M · min. income ≈ HK$475,880/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,086
−HK$13,457/mo
▼ 0.25% · 3.875%
HK$255,766
−HK$6,777/mo
Today · 4.125%
HK$262,543
baseline
▲ 0.50% · 4.625%
HK$276,382
+HK$13,839/mo
Deposit HK$5.46M · loan HK$49.10M · min. income ≈ HK$525,086/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,318,387 · Scale 2, in force from 26 Feb 2026)