LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,399
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,268
−HK$3,931/mo
Today · 4.125%
HK$132,199
baseline
▲ 0.50% · 4.625%
HK$140,243
+HK$8,044/mo
Deposit HK$27.28M · loan HK$27.28M · min. income ≈ HK$264,398/mo (50% DSR)
Upfront cash ≈ HK$29.60M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,392
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,104
−HK$3,765/mo
Today · 4.125%
HK$145,869
baseline
▲ 0.50% · 4.625%
HK$153,558
+HK$7,689/mo
Deposit HK$27.28M · loan HK$27.28M · min. income ≈ HK$291,738/mo (50% DSR)
Upfront cash ≈ HK$29.60M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,278
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$153,922
−HK$4,717/mo
Today · 4.125%
HK$158,639
baseline
▲ 0.50% · 4.625%
HK$168,292
+HK$9,653/mo
Deposit HK$21.82M · loan HK$32.73M · min. income ≈ HK$317,278/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,071
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$170,524
−HK$4,519/mo
Today · 4.125%
HK$175,043
baseline
▲ 0.50% · 4.625%
HK$184,270
+HK$9,227/mo
Deposit HK$21.82M · loan HK$32.73M · min. income ≈ HK$350,086/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,158
−HK$10,921/mo
▼ 0.25% · 3.875%
HK$179,575
−HK$5,504/mo
Today · 4.125%
HK$185,079
baseline
▲ 0.50% · 4.625%
HK$196,341
+HK$11,262/mo
Deposit HK$16.37M · loan HK$38.19M · min. income ≈ HK$370,158/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,749
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$198,945
−HK$5,272/mo
Today · 4.125%
HK$204,217
baseline
▲ 0.50% · 4.625%
HK$214,981
+HK$10,764/mo
Deposit HK$16.37M · loan HK$38.19M · min. income ≈ HK$408,434/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,917
−HK$14,042/mo
▼ 0.25% · 3.875%
HK$230,882
−HK$7,077/mo
Today · 4.125%
HK$237,959
baseline
▲ 0.50% · 4.625%
HK$252,438
+HK$14,479/mo
Deposit HK$5.46M · loan HK$49.10M · min. income ≈ HK$475,918/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,106
−HK$13,458/mo
▼ 0.25% · 3.875%
HK$255,787
−HK$6,777/mo
Today · 4.125%
HK$262,564
baseline
▲ 0.50% · 4.625%
HK$276,404
+HK$13,840/mo
Deposit HK$5.46M · loan HK$49.10M · min. income ≈ HK$525,128/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$2,318,572 · Scale 2, in force from 26 Feb 2026)