LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,441
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,828
−HK$393/mo
Today · 4.125%
HK$13,221
baseline
▲ 0.50% · 4.625%
HK$14,026
+HK$805/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,442/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,841
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,212
−HK$376/mo
Today · 4.125%
HK$14,588
baseline
▲ 0.50% · 4.625%
HK$15,357
+HK$769/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,176/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,929
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,394
−HK$472/mo
Today · 4.125%
HK$15,866
baseline
▲ 0.50% · 4.625%
HK$16,831
+HK$965/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$31,732/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,609
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,054
−HK$452/mo
Today · 4.125%
HK$17,506
baseline
▲ 0.50% · 4.625%
HK$18,429
+HK$923/mo
Deposit HK$2.18M · loan HK$3.27M · min. income ≈ HK$35,012/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,418
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,959
−HK$551/mo
Today · 4.125%
HK$18,510
baseline
▲ 0.50% · 4.625%
HK$19,636
+HK$1,126/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$37,020/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,377
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,897
−HK$527/mo
Today · 4.125%
HK$20,424
baseline
▲ 0.50% · 4.625%
HK$21,500
+HK$1,076/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$40,848/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,394
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,091
−HK$708/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,247
+HK$1,448/mo
Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,913
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,581
−HK$678/mo
Today · 4.125%
HK$26,259
baseline
▲ 0.50% · 4.625%
HK$27,643
+HK$1,384/mo
Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$52,518/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)