LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,443
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$128,314
−HK$3,933/mo
Today · 4.125%
HK$132,247
baseline
▲ 0.50% · 4.625%
HK$140,294
+HK$8,047/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$264,494/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,442
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$142,155
−HK$3,766/mo
Today · 4.125%
HK$145,921
baseline
▲ 0.50% · 4.625%
HK$153,613
+HK$7,692/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$291,842/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,332
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$153,977
−HK$4,719/mo
Today · 4.125%
HK$158,696
baseline
▲ 0.50% · 4.625%
HK$168,352
+HK$9,656/mo
Deposit HK$21.83M · loan HK$32.74M · min. income ≈ HK$317,392/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,130
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$170,585
−HK$4,520/mo
Today · 4.125%
HK$175,105
baseline
▲ 0.50% · 4.625%
HK$184,335
+HK$9,230/mo
Deposit HK$21.83M · loan HK$32.74M · min. income ≈ HK$350,210/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,220
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$179,639
−HK$5,506/mo
Today · 4.125%
HK$185,145
baseline
▲ 0.50% · 4.625%
HK$196,411
+HK$11,266/mo
Deposit HK$16.37M · loan HK$38.20M · min. income ≈ HK$370,290/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,818
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$199,016
−HK$5,274/mo
Today · 4.125%
HK$204,290
baseline
▲ 0.50% · 4.625%
HK$215,058
+HK$10,768/mo
Deposit HK$16.37M · loan HK$38.20M · min. income ≈ HK$408,580/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,997
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$230,965
−HK$7,079/mo
Today · 4.125%
HK$238,044
baseline
▲ 0.50% · 4.625%
HK$252,528
+HK$14,484/mo
Deposit HK$5.46M · loan HK$49.12M · min. income ≈ HK$476,088/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,195
−HK$13,463/mo
▼ 0.25% · 3.875%
HK$255,878
−HK$6,780/mo
Today · 4.125%
HK$262,658
baseline
▲ 0.50% · 4.625%
HK$276,503
+HK$13,845/mo
Deposit HK$5.46M · loan HK$49.12M · min. income ≈ HK$525,316/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,319,401 · Scale 2, in force from 26 Feb 2026)