LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,455
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$128,326
−HK$3,933/mo
Today · 4.125%
HK$132,259
baseline
▲ 0.50% · 4.625%
HK$140,307
+HK$8,048/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$264,518/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,455
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$142,168
−HK$3,767/mo
Today · 4.125%
HK$145,935
baseline
▲ 0.50% · 4.625%
HK$153,628
+HK$7,693/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$291,870/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,346
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,991
−HK$4,720/mo
Today · 4.125%
HK$158,711
baseline
▲ 0.50% · 4.625%
HK$168,368
+HK$9,657/mo
Deposit HK$21.83M · loan HK$32.75M · min. income ≈ HK$317,422/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,146
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,602
−HK$4,520/mo
Today · 4.125%
HK$175,122
baseline
▲ 0.50% · 4.625%
HK$184,353
+HK$9,231/mo
Deposit HK$21.83M · loan HK$32.75M · min. income ≈ HK$350,244/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,237
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$179,657
−HK$5,506/mo
Today · 4.125%
HK$185,163
baseline
▲ 0.50% · 4.625%
HK$196,430
+HK$11,267/mo
Deposit HK$16.37M · loan HK$38.21M · min. income ≈ HK$370,326/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,837
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$199,035
−HK$5,274/mo
Today · 4.125%
HK$204,309
baseline
▲ 0.50% · 4.625%
HK$215,079
+HK$10,770/mo
Deposit HK$16.37M · loan HK$38.21M · min. income ≈ HK$408,618/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,019
−HK$14,048/mo
▼ 0.25% · 3.875%
HK$230,987
−HK$7,080/mo
Today · 4.125%
HK$238,067
baseline
▲ 0.50% · 4.625%
HK$252,553
+HK$14,486/mo
Deposit HK$5.46M · loan HK$49.12M · min. income ≈ HK$476,134/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,219
−HK$13,464/mo
▼ 0.25% · 3.875%
HK$255,903
−HK$6,780/mo
Today · 4.125%
HK$262,683
baseline
▲ 0.50% · 4.625%
HK$276,530
+HK$13,847/mo
Deposit HK$5.46M · loan HK$49.12M · min. income ≈ HK$525,366/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,319,623 · Scale 2, in force from 26 Feb 2026)