LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,476
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$128,348
−HK$3,934/mo
Today · 4.125%
HK$132,282
baseline
▲ 0.50% · 4.625%
HK$140,331
+HK$8,049/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$264,564/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,479
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$142,193
−HK$3,767/mo
Today · 4.125%
HK$145,960
baseline
▲ 0.50% · 4.625%
HK$153,654
+HK$7,694/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$291,920/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,372
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,018
−HK$4,721/mo
Today · 4.125%
HK$158,739
baseline
▲ 0.50% · 4.625%
HK$168,398
+HK$9,659/mo
Deposit HK$21.84M · loan HK$32.75M · min. income ≈ HK$317,478/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,175
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$170,631
−HK$4,521/mo
Today · 4.125%
HK$175,152
baseline
▲ 0.50% · 4.625%
HK$184,385
+HK$9,233/mo
Deposit HK$21.84M · loan HK$32.75M · min. income ≈ HK$350,304/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,267
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$179,688
−HK$5,507/mo
Today · 4.125%
HK$185,195
baseline
▲ 0.50% · 4.625%
HK$196,464
+HK$11,269/mo
Deposit HK$16.38M · loan HK$38.21M · min. income ≈ HK$370,390/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,870
−HK$10,475/mo
▼ 0.25% · 3.875%
HK$199,070
−HK$5,275/mo
Today · 4.125%
HK$204,345
baseline
▲ 0.50% · 4.625%
HK$215,116
+HK$10,771/mo
Deposit HK$16.38M · loan HK$38.21M · min. income ≈ HK$408,690/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,058
−HK$14,050/mo
▼ 0.25% · 3.875%
HK$231,027
−HK$7,081/mo
Today · 4.125%
HK$238,108
baseline
▲ 0.50% · 4.625%
HK$252,596
+HK$14,488/mo
Deposit HK$5.46M · loan HK$49.13M · min. income ≈ HK$476,216/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,262
−HK$13,467/mo
▼ 0.25% · 3.875%
HK$255,947
−HK$6,782/mo
Today · 4.125%
HK$262,729
baseline
▲ 0.50% · 4.625%
HK$276,578
+HK$13,849/mo
Deposit HK$5.46M · loan HK$49.13M · min. income ≈ HK$525,458/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,025 · Scale 2, in force from 26 Feb 2026)