LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,477
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$128,349
−HK$3,934/mo
Today · 4.125%
HK$132,283
baseline
▲ 0.50% · 4.625%
HK$140,332
+HK$8,049/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$264,566/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,480
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$142,194
−HK$3,767/mo
Today · 4.125%
HK$145,961
baseline
▲ 0.50% · 4.625%
HK$153,655
+HK$7,694/mo
Deposit HK$27.29M · loan HK$27.29M · min. income ≈ HK$291,922/mo (50% DSR)
Upfront cash ≈ HK$29.61M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,373
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,019
−HK$4,721/mo
Today · 4.125%
HK$158,740
baseline
▲ 0.50% · 4.625%
HK$168,399
+HK$9,659/mo
Deposit HK$21.84M · loan HK$32.75M · min. income ≈ HK$317,480/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,176
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$170,633
−HK$4,521/mo
Today · 4.125%
HK$175,154
baseline
▲ 0.50% · 4.625%
HK$184,386
+HK$9,232/mo
Deposit HK$21.84M · loan HK$32.75M · min. income ≈ HK$350,308/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,268
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$179,689
−HK$5,508/mo
Today · 4.125%
HK$185,197
baseline
▲ 0.50% · 4.625%
HK$196,465
+HK$11,268/mo
Deposit HK$16.38M · loan HK$38.21M · min. income ≈ HK$370,394/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,872
−HK$10,474/mo
▼ 0.25% · 3.875%
HK$199,071
−HK$5,275/mo
Today · 4.125%
HK$204,346
baseline
▲ 0.50% · 4.625%
HK$215,117
+HK$10,771/mo
Deposit HK$16.38M · loan HK$38.21M · min. income ≈ HK$408,692/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,059
−HK$14,051/mo
▼ 0.25% · 3.875%
HK$231,029
−HK$7,081/mo
Today · 4.125%
HK$238,110
baseline
▲ 0.50% · 4.625%
HK$252,598
+HK$14,488/mo
Deposit HK$5.46M · loan HK$49.13M · min. income ≈ HK$476,220/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,264
−HK$13,467/mo
▼ 0.25% · 3.875%
HK$255,949
−HK$6,782/mo
Today · 4.125%
HK$262,731
baseline
▲ 0.50% · 4.625%
HK$276,580
+HK$13,849/mo
Deposit HK$5.46M · loan HK$49.13M · min. income ≈ HK$525,462/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,042 · Scale 2, in force from 26 Feb 2026)