LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,448
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,836
−HK$393/mo
Today · 4.125%
HK$13,229
baseline
▲ 0.50% · 4.625%
HK$14,034
+HK$805/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,458/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,849
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,220
−HK$377/mo
Today · 4.125%
HK$14,597
baseline
▲ 0.50% · 4.625%
HK$15,366
+HK$769/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,194/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,938
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,403
−HK$472/mo
Today · 4.125%
HK$15,875
baseline
▲ 0.50% · 4.625%
HK$16,841
+HK$966/mo
Deposit HK$2.18M · loan HK$3.28M · min. income ≈ HK$31,750/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,618
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,064
−HK$452/mo
Today · 4.125%
HK$17,516
baseline
▲ 0.50% · 4.625%
HK$18,440
+HK$924/mo
Deposit HK$2.18M · loan HK$3.28M · min. income ≈ HK$35,032/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,428
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$551/mo
Today · 4.125%
HK$18,521
baseline
▲ 0.50% · 4.625%
HK$19,648
+HK$1,127/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$37,042/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,388
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,908
−HK$528/mo
Today · 4.125%
HK$20,436
baseline
▲ 0.50% · 4.625%
HK$21,513
+HK$1,077/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$40,872/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,407
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$708/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,449/mo
Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$678/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,385/mo
Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,833 · Scale 2, in force from 26 Feb 2026)