LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,496
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$128,369
−HK$3,934/mo
Today · 4.125%
HK$132,303
baseline
▲ 0.50% · 4.625%
HK$140,354
+HK$8,051/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$264,606/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,501
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,215
−HK$3,769/mo
Today · 4.125%
HK$145,984
baseline
▲ 0.50% · 4.625%
HK$153,679
+HK$7,695/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$291,968/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,395
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$154,042
−HK$4,722/mo
Today · 4.125%
HK$158,764
baseline
▲ 0.50% · 4.625%
HK$168,424
+HK$9,660/mo
Deposit HK$21.84M · loan HK$32.76M · min. income ≈ HK$317,528/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,201
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,658
−HK$4,522/mo
Today · 4.125%
HK$175,180
baseline
▲ 0.50% · 4.625%
HK$184,414
+HK$9,234/mo
Deposit HK$21.84M · loan HK$32.76M · min. income ≈ HK$350,360/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,295
−HK$10,930/mo
▼ 0.25% · 3.875%
HK$179,716
−HK$5,509/mo
Today · 4.125%
HK$185,225
baseline
▲ 0.50% · 4.625%
HK$196,495
+HK$11,270/mo
Deposit HK$16.38M · loan HK$38.22M · min. income ≈ HK$370,450/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,901
−HK$10,476/mo
▼ 0.25% · 3.875%
HK$199,101
−HK$5,276/mo
Today · 4.125%
HK$204,377
baseline
▲ 0.50% · 4.625%
HK$215,150
+HK$10,773/mo
Deposit HK$16.38M · loan HK$38.22M · min. income ≈ HK$408,754/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,093
−HK$14,053/mo
▼ 0.25% · 3.875%
HK$231,064
−HK$7,082/mo
Today · 4.125%
HK$238,146
baseline
▲ 0.50% · 4.625%
HK$252,636
+HK$14,490/mo
Deposit HK$5.46M · loan HK$49.14M · min. income ≈ HK$476,292/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,301
−HK$13,469/mo
▼ 0.25% · 3.875%
HK$255,988
−HK$6,782/mo
Today · 4.125%
HK$262,770
baseline
▲ 0.50% · 4.625%
HK$276,621
+HK$13,851/mo
Deposit HK$5.46M · loan HK$49.14M · min. income ≈ HK$525,540/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,393 · Scale 2, in force from 26 Feb 2026)