LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,510
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,383
−HK$3,935/mo
Today · 4.125%
HK$132,318
baseline
▲ 0.50% · 4.625%
HK$140,369
+HK$8,051/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$264,636/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,516
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,231
−HK$3,768/mo
Today · 4.125%
HK$145,999
baseline
▲ 0.50% · 4.625%
HK$153,695
+HK$7,696/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$291,998/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,412
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$154,059
−HK$4,722/mo
Today · 4.125%
HK$158,781
baseline
▲ 0.50% · 4.625%
HK$168,442
+HK$9,661/mo
Deposit HK$21.84M · loan HK$32.76M · min. income ≈ HK$317,562/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,219
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$170,677
−HK$4,522/mo
Today · 4.125%
HK$175,199
baseline
▲ 0.50% · 4.625%
HK$184,434
+HK$9,235/mo
Deposit HK$21.84M · loan HK$32.76M · min. income ≈ HK$350,398/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,314
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$179,736
−HK$5,509/mo
Today · 4.125%
HK$185,245
baseline
▲ 0.50% · 4.625%
HK$196,516
+HK$11,271/mo
Deposit HK$16.38M · loan HK$38.22M · min. income ≈ HK$370,490/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,922
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$199,123
−HK$5,276/mo
Today · 4.125%
HK$204,399
baseline
▲ 0.50% · 4.625%
HK$215,173
+HK$10,774/mo
Deposit HK$16.38M · loan HK$38.22M · min. income ≈ HK$408,798/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,117
−HK$14,055/mo
▼ 0.25% · 3.875%
HK$231,089
−HK$7,083/mo
Today · 4.125%
HK$238,172
baseline
▲ 0.50% · 4.625%
HK$252,664
+HK$14,492/mo
Deposit HK$5.46M · loan HK$49.14M · min. income ≈ HK$476,344/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,328
−HK$13,471/mo
▼ 0.25% · 3.875%
HK$256,015
−HK$6,784/mo
Today · 4.125%
HK$262,799
baseline
▲ 0.50% · 4.625%
HK$276,651
+HK$13,852/mo
Deposit HK$5.46M · loan HK$49.14M · min. income ≈ HK$525,598/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,643 · Scale 2, in force from 26 Feb 2026)