LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,520
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,393
−HK$3,935/mo
Today · 4.125%
HK$132,328
baseline
▲ 0.50% · 4.625%
HK$140,380
+HK$8,052/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$264,656/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,527
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,242
−HK$3,769/mo
Today · 4.125%
HK$146,011
baseline
▲ 0.50% · 4.625%
HK$153,707
+HK$7,696/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$292,022/mo (50% DSR)
Upfront cash ≈ HK$29.62M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,424
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,071
−HK$4,723/mo
Today · 4.125%
HK$158,794
baseline
▲ 0.50% · 4.625%
HK$168,456
+HK$9,662/mo
Deposit HK$21.84M · loan HK$32.76M · min. income ≈ HK$317,588/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,232
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,690
−HK$4,523/mo
Today · 4.125%
HK$175,213
baseline
▲ 0.50% · 4.625%
HK$184,449
+HK$9,236/mo
Deposit HK$21.84M · loan HK$32.76M · min. income ≈ HK$350,426/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,327
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$179,750
−HK$5,509/mo
Today · 4.125%
HK$185,259
baseline
▲ 0.50% · 4.625%
HK$196,532
+HK$11,273/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$370,518/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,938
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$199,139
−HK$5,276/mo
Today · 4.125%
HK$204,415
baseline
▲ 0.50% · 4.625%
HK$215,190
+HK$10,775/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$408,830/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,135
−HK$14,056/mo
▼ 0.25% · 3.875%
HK$231,107
−HK$7,084/mo
Today · 4.125%
HK$238,191
baseline
▲ 0.50% · 4.625%
HK$252,684
+HK$14,493/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$476,382/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,348
−HK$13,472/mo
▼ 0.25% · 3.875%
HK$256,036
−HK$6,784/mo
Today · 4.125%
HK$262,820
baseline
▲ 0.50% · 4.625%
HK$276,673
+HK$13,853/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$525,640/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,829 · Scale 2, in force from 26 Feb 2026)