LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,524
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$128,397
−HK$3,936/mo
Today · 4.125%
HK$132,333
baseline
▲ 0.50% · 4.625%
HK$140,385
+HK$8,052/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$264,666/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,532
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,247
−HK$3,769/mo
Today · 4.125%
HK$146,016
baseline
▲ 0.50% · 4.625%
HK$153,713
+HK$7,697/mo
Deposit HK$27.30M · loan HK$27.30M · min. income ≈ HK$292,032/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,429
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,077
−HK$4,722/mo
Today · 4.125%
HK$158,799
baseline
▲ 0.50% · 4.625%
HK$168,462
+HK$9,663/mo
Deposit HK$21.84M · loan HK$32.77M · min. income ≈ HK$317,598/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,238
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,697
−HK$4,522/mo
Today · 4.125%
HK$175,219
baseline
▲ 0.50% · 4.625%
HK$184,455
+HK$9,236/mo
Deposit HK$21.84M · loan HK$32.77M · min. income ≈ HK$350,438/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,334
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$179,756
−HK$5,510/mo
Today · 4.125%
HK$185,266
baseline
▲ 0.50% · 4.625%
HK$196,539
+HK$11,273/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$370,532/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,944
−HK$10,479/mo
▼ 0.25% · 3.875%
HK$199,146
−HK$5,277/mo
Today · 4.125%
HK$204,423
baseline
▲ 0.50% · 4.625%
HK$215,198
+HK$10,775/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$408,846/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,143
−HK$14,056/mo
▼ 0.25% · 3.875%
HK$231,115
−HK$7,084/mo
Today · 4.125%
HK$238,199
baseline
▲ 0.50% · 4.625%
HK$252,693
+HK$14,494/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$476,398/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,357
−HK$13,472/mo
▼ 0.25% · 3.875%
HK$256,045
−HK$6,784/mo
Today · 4.125%
HK$262,829
baseline
▲ 0.50% · 4.625%
HK$276,683
+HK$13,854/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$525,658/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,911 · Scale 2, in force from 26 Feb 2026)