LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,525
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$128,399
−HK$3,935/mo
Today · 4.125%
HK$132,334
baseline
▲ 0.50% · 4.625%
HK$140,387
+HK$8,053/mo
Deposit HK$27.31M · loan HK$27.31M · min. income ≈ HK$264,668/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,533
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,249
−HK$3,769/mo
Today · 4.125%
HK$146,018
baseline
▲ 0.50% · 4.625%
HK$153,715
+HK$7,697/mo
Deposit HK$27.31M · loan HK$27.31M · min. income ≈ HK$292,036/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,431
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,079
−HK$4,722/mo
Today · 4.125%
HK$158,801
baseline
▲ 0.50% · 4.625%
HK$168,464
+HK$9,663/mo
Deposit HK$21.84M · loan HK$32.77M · min. income ≈ HK$317,602/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,240
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,698
−HK$4,523/mo
Today · 4.125%
HK$175,221
baseline
▲ 0.50% · 4.625%
HK$184,458
+HK$9,237/mo
Deposit HK$21.84M · loan HK$32.77M · min. income ≈ HK$350,442/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,336
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$179,758
−HK$5,510/mo
Today · 4.125%
HK$185,268
baseline
▲ 0.50% · 4.625%
HK$196,541
+HK$11,273/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$370,536/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,947
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$199,148
−HK$5,277/mo
Today · 4.125%
HK$204,425
baseline
▲ 0.50% · 4.625%
HK$215,200
+HK$10,775/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$408,850/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,146
−HK$14,056/mo
▼ 0.25% · 3.875%
HK$231,118
−HK$7,084/mo
Today · 4.125%
HK$238,202
baseline
▲ 0.50% · 4.625%
HK$252,696
+HK$14,494/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$476,404/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,360
−HK$13,472/mo
▼ 0.25% · 3.875%
HK$256,048
−HK$6,784/mo
Today · 4.125%
HK$262,832
baseline
▲ 0.50% · 4.625%
HK$276,686
+HK$13,854/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$525,664/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,937 · Scale 2, in force from 26 Feb 2026)