LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,526
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$128,400
−HK$3,935/mo
Today · 4.125%
HK$132,335
baseline
▲ 0.50% · 4.625%
HK$140,387
+HK$8,052/mo
Deposit HK$27.31M · loan HK$27.31M · min. income ≈ HK$264,670/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,534
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,250
−HK$3,769/mo
Today · 4.125%
HK$146,019
baseline
▲ 0.50% · 4.625%
HK$153,716
+HK$7,697/mo
Deposit HK$27.31M · loan HK$27.31M · min. income ≈ HK$292,038/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,432
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,080
−HK$4,722/mo
Today · 4.125%
HK$158,802
baseline
▲ 0.50% · 4.625%
HK$168,465
+HK$9,663/mo
Deposit HK$21.84M · loan HK$32.77M · min. income ≈ HK$317,604/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,241
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$170,700
−HK$4,523/mo
Today · 4.125%
HK$175,223
baseline
▲ 0.50% · 4.625%
HK$184,459
+HK$9,236/mo
Deposit HK$21.84M · loan HK$32.77M · min. income ≈ HK$350,446/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,337
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$179,760
−HK$5,509/mo
Today · 4.125%
HK$185,269
baseline
▲ 0.50% · 4.625%
HK$196,542
+HK$11,273/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$370,538/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,948
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$199,149
−HK$5,277/mo
Today · 4.125%
HK$204,426
baseline
▲ 0.50% · 4.625%
HK$215,202
+HK$10,776/mo
Deposit HK$16.38M · loan HK$38.23M · min. income ≈ HK$408,852/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,147
−HK$14,056/mo
▼ 0.25% · 3.875%
HK$231,120
−HK$7,083/mo
Today · 4.125%
HK$238,203
baseline
▲ 0.50% · 4.625%
HK$252,697
+HK$14,494/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$476,406/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,362
−HK$13,472/mo
▼ 0.25% · 3.875%
HK$256,049
−HK$6,785/mo
Today · 4.125%
HK$262,834
baseline
▲ 0.50% · 4.625%
HK$276,688
+HK$13,854/mo
Deposit HK$5.46M · loan HK$49.15M · min. income ≈ HK$525,668/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,320,953 · Scale 2, in force from 26 Feb 2026)