LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,545
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$128,419
−HK$3,936/mo
Today · 4.125%
HK$132,355
baseline
▲ 0.50% · 4.625%
HK$140,408
+HK$8,053/mo
Deposit HK$27.31M · loan HK$27.31M · min. income ≈ HK$264,710/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,555
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,271
−HK$3,769/mo
Today · 4.125%
HK$146,040
baseline
▲ 0.50% · 4.625%
HK$153,738
+HK$7,698/mo
Deposit HK$27.31M · loan HK$27.31M · min. income ≈ HK$292,080/mo (50% DSR)
Upfront cash ≈ HK$29.63M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,454
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,102
−HK$4,724/mo
Today · 4.125%
HK$158,826
baseline
▲ 0.50% · 4.625%
HK$168,490
+HK$9,664/mo
Deposit HK$21.85M · loan HK$32.77M · min. income ≈ HK$317,652/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,266
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$170,725
−HK$4,523/mo
Today · 4.125%
HK$175,248
baseline
▲ 0.50% · 4.625%
HK$184,486
+HK$9,238/mo
Deposit HK$21.85M · loan HK$32.77M · min. income ≈ HK$350,496/mo (50% DSR)
Upfront cash ≈ HK$24.17M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,363
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$179,786
−HK$5,511/mo
Today · 4.125%
HK$185,297
baseline
▲ 0.50% · 4.625%
HK$196,571
+HK$11,274/mo
Deposit HK$16.39M · loan HK$38.23M · min. income ≈ HK$370,594/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,977
−HK$10,479/mo
▼ 0.25% · 3.875%
HK$199,179
−HK$5,277/mo
Today · 4.125%
HK$204,456
baseline
▲ 0.50% · 4.625%
HK$215,234
+HK$10,778/mo
Deposit HK$16.39M · loan HK$38.23M · min. income ≈ HK$408,912/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,180
−HK$14,058/mo
▼ 0.25% · 3.875%
HK$231,154
−HK$7,084/mo
Today · 4.125%
HK$238,238
baseline
▲ 0.50% · 4.625%
HK$252,735
+HK$14,497/mo
Deposit HK$5.46M · loan HK$49.16M · min. income ≈ HK$476,476/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,398
−HK$13,475/mo
▼ 0.25% · 3.875%
HK$256,087
−HK$6,786/mo
Today · 4.125%
HK$262,873
baseline
▲ 0.50% · 4.625%
HK$276,729
+HK$13,856/mo
Deposit HK$5.46M · loan HK$49.16M · min. income ≈ HK$525,746/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$2,321,295 · Scale 2, in force from 26 Feb 2026)