LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,457
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,844
−HK$394/mo
Today · 4.125%
HK$13,238
baseline
▲ 0.50% · 4.625%
HK$14,043
+HK$805/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,476/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,858
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,229
−HK$377/mo
Today · 4.125%
HK$14,606
baseline
▲ 0.50% · 4.625%
HK$15,376
+HK$770/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,212/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,948
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,413
−HK$472/mo
Today · 4.125%
HK$15,885
baseline
▲ 0.50% · 4.625%
HK$16,852
+HK$967/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,770/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,629
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,075
−HK$453/mo
Today · 4.125%
HK$17,528
baseline
▲ 0.50% · 4.625%
HK$18,452
+HK$924/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,056/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,439
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,982
−HK$551/mo
Today · 4.125%
HK$18,533
baseline
▲ 0.50% · 4.625%
HK$19,660
+HK$1,127/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$37,066/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,401
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,921
−HK$528/mo
Today · 4.125%
HK$20,449
baseline
▲ 0.50% · 4.625%
HK$21,527
+HK$1,078/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$40,898/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,422
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$709/mo
Today · 4.125%
HK$23,828
baseline
▲ 0.50% · 4.625%
HK$25,278
+HK$1,450/mo
Deposit HK$546K · loan HK$4.92M · min. income ≈ HK$47,656/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$679/mo
Today · 4.125%
HK$26,292
baseline
▲ 0.50% · 4.625%
HK$27,677
+HK$1,385/mo
Deposit HK$546K · loan HK$4.92M · min. income ≈ HK$52,584/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,913 · Scale 2, in force from 26 Feb 2026)