LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,459
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,846
−HK$394/mo
Today · 4.125%
HK$13,240
baseline
▲ 0.50% · 4.625%
HK$14,046
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,480/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,860
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,232
−HK$377/mo
Today · 4.125%
HK$14,609
baseline
▲ 0.50% · 4.625%
HK$15,379
+HK$770/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,218/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,950
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,415
−HK$473/mo
Today · 4.125%
HK$15,888
baseline
▲ 0.50% · 4.625%
HK$16,855
+HK$967/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,776/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,632
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,078
−HK$453/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,455
+HK$924/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,442
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,985
−HK$551/mo
Today · 4.125%
HK$18,536
baseline
▲ 0.50% · 4.625%
HK$19,664
+HK$1,128/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$37,072/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,404
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,925
−HK$527/mo
Today · 4.125%
HK$20,452
baseline
▲ 0.50% · 4.625%
HK$21,531
+HK$1,079/mo
Deposit HK$1.64M · loan HK$3.82M · min. income ≈ HK$40,904/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,426
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,123
−HK$709/mo
Today · 4.125%
HK$23,832
baseline
▲ 0.50% · 4.625%
HK$25,282
+HK$1,450/mo
Deposit HK$546K · loan HK$4.92M · min. income ≈ HK$47,664/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,948
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$679/mo
Today · 4.125%
HK$26,296
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,386/mo
Deposit HK$546K · loan HK$4.92M · min. income ≈ HK$52,592/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,934 · Scale 2, in force from 26 Feb 2026)