LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,597
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$128,473
−HK$3,938/mo
Today · 4.125%
HK$132,411
baseline
▲ 0.50% · 4.625%
HK$140,468
+HK$8,057/mo
Deposit HK$27.32M · loan HK$27.32M · min. income ≈ HK$264,822/mo (50% DSR)
Upfront cash ≈ HK$29.64M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,613
−HK$7,489/mo
▼ 0.25% · 3.875%
HK$142,331
−HK$3,771/mo
Today · 4.125%
HK$146,102
baseline
▲ 0.50% · 4.625%
HK$153,803
+HK$7,701/mo
Deposit HK$27.32M · loan HK$27.32M · min. income ≈ HK$292,204/mo (50% DSR)
Upfront cash ≈ HK$29.64M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,517
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$154,168
−HK$4,725/mo
Today · 4.125%
HK$158,893
baseline
▲ 0.50% · 4.625%
HK$168,561
+HK$9,668/mo
Deposit HK$21.86M · loan HK$32.79M · min. income ≈ HK$317,786/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,336
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$170,797
−HK$4,526/mo
Today · 4.125%
HK$175,323
baseline
▲ 0.50% · 4.625%
HK$184,564
+HK$9,241/mo
Deposit HK$21.86M · loan HK$32.79M · min. income ≈ HK$350,646/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,436
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$179,862
−HK$5,513/mo
Today · 4.125%
HK$185,375
baseline
▲ 0.50% · 4.625%
HK$196,655
+HK$11,280/mo
Deposit HK$16.39M · loan HK$38.25M · min. income ≈ HK$370,750/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,059
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,263
−HK$5,280/mo
Today · 4.125%
HK$204,543
baseline
▲ 0.50% · 4.625%
HK$215,325
+HK$10,782/mo
Deposit HK$16.39M · loan HK$38.25M · min. income ≈ HK$409,086/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,275
−HK$14,064/mo
▼ 0.25% · 3.875%
HK$231,252
−HK$7,087/mo
Today · 4.125%
HK$238,339
baseline
▲ 0.50% · 4.625%
HK$252,842
+HK$14,503/mo
Deposit HK$5.46M · loan HK$49.18M · min. income ≈ HK$476,678/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,504
−HK$13,480/mo
▼ 0.25% · 3.875%
HK$256,196
−HK$6,788/mo
Today · 4.125%
HK$262,984
baseline
▲ 0.50% · 4.625%
HK$276,846
+HK$13,862/mo
Deposit HK$5.46M · loan HK$49.18M · min. income ≈ HK$525,968/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,322,278 · Scale 2, in force from 26 Feb 2026)