LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,633
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$128,509
−HK$3,939/mo
Today · 4.125%
HK$132,448
baseline
▲ 0.50% · 4.625%
HK$140,507
+HK$8,059/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$264,896/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,653
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$142,371
−HK$3,772/mo
Today · 4.125%
HK$146,143
baseline
▲ 0.50% · 4.625%
HK$153,847
+HK$7,704/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$292,286/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,559
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,211
−HK$4,727/mo
Today · 4.125%
HK$158,938
baseline
▲ 0.50% · 4.625%
HK$168,609
+HK$9,671/mo
Deposit HK$21.86M · loan HK$32.79M · min. income ≈ HK$317,876/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,383
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$170,845
−HK$4,527/mo
Today · 4.125%
HK$175,372
baseline
▲ 0.50% · 4.625%
HK$184,616
+HK$9,244/mo
Deposit HK$21.86M · loan HK$32.79M · min. income ≈ HK$350,744/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,486
−HK$10,941/mo
▼ 0.25% · 3.875%
HK$179,913
−HK$5,514/mo
Today · 4.125%
HK$185,427
baseline
▲ 0.50% · 4.625%
HK$196,710
+HK$11,283/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$370,854/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,114
−HK$10,487/mo
▼ 0.25% · 3.875%
HK$199,320
−HK$5,281/mo
Today · 4.125%
HK$204,601
baseline
▲ 0.50% · 4.625%
HK$215,386
+HK$10,785/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$409,202/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,339
−HK$14,068/mo
▼ 0.25% · 3.875%
HK$231,317
−HK$7,090/mo
Today · 4.125%
HK$238,407
baseline
▲ 0.50% · 4.625%
HK$252,913
+HK$14,506/mo
Deposit HK$5.47M · loan HK$49.19M · min. income ≈ HK$476,814/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,575
−HK$13,483/mo
▼ 0.25% · 3.875%
HK$256,268
−HK$6,790/mo
Today · 4.125%
HK$263,058
baseline
▲ 0.50% · 4.625%
HK$276,924
+HK$13,866/mo
Deposit HK$5.47M · loan HK$49.19M · min. income ≈ HK$526,116/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,322,934 · Scale 2, in force from 26 Feb 2026)