LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,637
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$128,514
−HK$3,939/mo
Today · 4.125%
HK$132,453
baseline
▲ 0.50% · 4.625%
HK$140,512
+HK$8,059/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$264,906/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,657
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$142,376
−HK$3,772/mo
Today · 4.125%
HK$146,148
baseline
▲ 0.50% · 4.625%
HK$153,852
+HK$7,704/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$292,296/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,564
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,216
−HK$4,727/mo
Today · 4.125%
HK$158,943
baseline
▲ 0.50% · 4.625%
HK$168,614
+HK$9,671/mo
Deposit HK$21.86M · loan HK$32.80M · min. income ≈ HK$317,886/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,389
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$170,851
−HK$4,527/mo
Today · 4.125%
HK$175,378
baseline
▲ 0.50% · 4.625%
HK$184,622
+HK$9,244/mo
Deposit HK$21.86M · loan HK$32.80M · min. income ≈ HK$350,756/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,491
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$179,919
−HK$5,515/mo
Today · 4.125%
HK$185,434
baseline
▲ 0.50% · 4.625%
HK$196,717
+HK$11,283/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$370,868/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,120
−HK$10,488/mo
▼ 0.25% · 3.875%
HK$199,326
−HK$5,282/mo
Today · 4.125%
HK$204,608
baseline
▲ 0.50% · 4.625%
HK$215,393
+HK$10,785/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$409,216/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,346
−HK$14,069/mo
▼ 0.25% · 3.875%
HK$231,325
−HK$7,090/mo
Today · 4.125%
HK$238,415
baseline
▲ 0.50% · 4.625%
HK$252,922
+HK$14,507/mo
Deposit HK$5.47M · loan HK$49.19M · min. income ≈ HK$476,830/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,583
−HK$13,484/mo
▼ 0.25% · 3.875%
HK$256,276
−HK$6,791/mo
Today · 4.125%
HK$263,067
baseline
▲ 0.50% · 4.625%
HK$276,934
+HK$13,867/mo
Deposit HK$5.47M · loan HK$49.19M · min. income ≈ HK$526,134/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,011 · Scale 2, in force from 26 Feb 2026)