LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,645
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,523
−HK$3,939/mo
Today · 4.125%
HK$132,462
baseline
▲ 0.50% · 4.625%
HK$140,522
+HK$8,060/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$264,924/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,667
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,386
−HK$3,773/mo
Today · 4.125%
HK$146,159
baseline
▲ 0.50% · 4.625%
HK$153,863
+HK$7,704/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$292,318/mo (50% DSR)
Upfront cash ≈ HK$29.65M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,575
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,227
−HK$4,727/mo
Today · 4.125%
HK$158,954
baseline
▲ 0.50% · 4.625%
HK$168,626
+HK$9,672/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$317,908/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,400
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,863
−HK$4,527/mo
Today · 4.125%
HK$175,390
baseline
▲ 0.50% · 4.625%
HK$184,635
+HK$9,245/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$350,780/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,504
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$179,932
−HK$5,514/mo
Today · 4.125%
HK$185,446
baseline
▲ 0.50% · 4.625%
HK$196,730
+HK$11,284/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$370,892/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,133
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,340
−HK$5,282/mo
Today · 4.125%
HK$204,622
baseline
▲ 0.50% · 4.625%
HK$215,408
+HK$10,786/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$409,244/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,362
−HK$14,069/mo
▼ 0.25% · 3.875%
HK$231,341
−HK$7,090/mo
Today · 4.125%
HK$238,431
baseline
▲ 0.50% · 4.625%
HK$252,939
+HK$14,508/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$476,862/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,600
−HK$13,485/mo
▼ 0.25% · 3.875%
HK$256,294
−HK$6,791/mo
Today · 4.125%
HK$263,085
baseline
▲ 0.50% · 4.625%
HK$276,953
+HK$13,868/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$526,170/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,173 · Scale 2, in force from 26 Feb 2026)