LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,647
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,524
−HK$3,940/mo
Today · 4.125%
HK$132,464
baseline
▲ 0.50% · 4.625%
HK$140,524
+HK$8,060/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$264,928/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,669
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$142,388
−HK$3,772/mo
Today · 4.125%
HK$146,160
baseline
▲ 0.50% · 4.625%
HK$153,865
+HK$7,705/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$292,320/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,577
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,229
−HK$4,727/mo
Today · 4.125%
HK$158,956
baseline
▲ 0.50% · 4.625%
HK$168,628
+HK$9,672/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$317,912/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,402
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,865
−HK$4,528/mo
Today · 4.125%
HK$175,393
baseline
▲ 0.50% · 4.625%
HK$184,638
+HK$9,245/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$350,786/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,506
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$179,934
−HK$5,515/mo
Today · 4.125%
HK$185,449
baseline
▲ 0.50% · 4.625%
HK$196,733
+HK$11,284/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$370,898/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,136
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,343
−HK$5,282/mo
Today · 4.125%
HK$204,625
baseline
▲ 0.50% · 4.625%
HK$215,411
+HK$10,786/mo
Deposit HK$16.40M · loan HK$38.26M · min. income ≈ HK$409,250/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,365
−HK$14,069/mo
▼ 0.25% · 3.875%
HK$231,344
−HK$7,090/mo
Today · 4.125%
HK$238,434
baseline
▲ 0.50% · 4.625%
HK$252,943
+HK$14,509/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$476,868/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,604
−HK$13,485/mo
▼ 0.25% · 3.875%
HK$256,298
−HK$6,791/mo
Today · 4.125%
HK$263,089
baseline
▲ 0.50% · 4.625%
HK$276,957
+HK$13,868/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$526,178/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,205 · Scale 2, in force from 26 Feb 2026)