LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,465
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,853
−HK$394/mo
Today · 4.125%
HK$13,247
baseline
▲ 0.50% · 4.625%
HK$14,053
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,494/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,867
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,239
−HK$377/mo
Today · 4.125%
HK$14,616
baseline
▲ 0.50% · 4.625%
HK$15,387
+HK$771/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,232/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,958
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,423
−HK$473/mo
Today · 4.125%
HK$15,896
baseline
▲ 0.50% · 4.625%
HK$16,863
+HK$967/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,792/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,640
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,087
−HK$452/mo
Today · 4.125%
HK$17,539
baseline
▲ 0.50% · 4.625%
HK$18,464
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,078/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,451
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,994
−HK$551/mo
Today · 4.125%
HK$18,545
baseline
▲ 0.50% · 4.625%
HK$19,674
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,090/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,934
−HK$529/mo
Today · 4.125%
HK$20,463
baseline
▲ 0.50% · 4.625%
HK$21,541
+HK$1,078/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,926/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,135
−HK$709/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,295
+HK$1,451/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$679/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,387/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$122,995 · Scale 2, in force from 26 Feb 2026)