LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,466
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,853
−HK$394/mo
Today · 4.125%
HK$13,247
baseline
▲ 0.50% · 4.625%
HK$14,053
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,494/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,868
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,240
−HK$377/mo
Today · 4.125%
HK$14,617
baseline
▲ 0.50% · 4.625%
HK$15,388
+HK$771/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,234/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,959
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,424
−HK$473/mo
Today · 4.125%
HK$15,897
baseline
▲ 0.50% · 4.625%
HK$16,864
+HK$967/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,794/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,641
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,088
−HK$452/mo
Today · 4.125%
HK$17,540
baseline
▲ 0.50% · 4.625%
HK$18,465
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,080/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,452
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,995
−HK$551/mo
Today · 4.125%
HK$18,546
baseline
▲ 0.50% · 4.625%
HK$19,675
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,092/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,415
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,936
−HK$528/mo
Today · 4.125%
HK$20,464
baseline
▲ 0.50% · 4.625%
HK$21,543
+HK$1,079/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,928/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,438
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,136
−HK$709/mo
Today · 4.125%
HK$23,845
baseline
▲ 0.50% · 4.625%
HK$25,296
+HK$1,451/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,690/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,962
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,632
−HK$679/mo
Today · 4.125%
HK$26,311
baseline
▲ 0.50% · 4.625%
HK$27,698
+HK$1,387/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,622/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,002 · Scale 2, in force from 26 Feb 2026)