LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,658
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,535
−HK$3,940/mo
Today · 4.125%
HK$132,475
baseline
▲ 0.50% · 4.625%
HK$140,536
+HK$8,061/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$264,950/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,681
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,400
−HK$3,773/mo
Today · 4.125%
HK$146,173
baseline
▲ 0.50% · 4.625%
HK$153,878
+HK$7,705/mo
Deposit HK$27.33M · loan HK$27.33M · min. income ≈ HK$292,346/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,589
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,242
−HK$4,728/mo
Today · 4.125%
HK$158,970
baseline
▲ 0.50% · 4.625%
HK$168,643
+HK$9,673/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$317,940/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,417
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,880
−HK$4,528/mo
Today · 4.125%
HK$175,408
baseline
▲ 0.50% · 4.625%
HK$184,654
+HK$9,246/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$350,816/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,521
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,950
−HK$5,515/mo
Today · 4.125%
HK$185,465
baseline
▲ 0.50% · 4.625%
HK$196,750
+HK$11,285/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$370,930/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,153
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,360
−HK$5,282/mo
Today · 4.125%
HK$204,642
baseline
▲ 0.50% · 4.625%
HK$215,429
+HK$10,787/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$409,284/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,384
−HK$14,071/mo
▼ 0.25% · 3.875%
HK$231,364
−HK$7,091/mo
Today · 4.125%
HK$238,455
baseline
▲ 0.50% · 4.625%
HK$252,964
+HK$14,509/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$476,910/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,625
−HK$13,487/mo
▼ 0.25% · 3.875%
HK$256,320
−HK$6,792/mo
Today · 4.125%
HK$263,112
baseline
▲ 0.50% · 4.625%
HK$276,980
+HK$13,868/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$526,224/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,405 · Scale 2, in force from 26 Feb 2026)