LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,664
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$128,542
−HK$3,940/mo
Today · 4.125%
HK$132,482
baseline
▲ 0.50% · 4.625%
HK$140,543
+HK$8,061/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$264,964/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,688
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$142,408
−HK$3,773/mo
Today · 4.125%
HK$146,181
baseline
▲ 0.50% · 4.625%
HK$153,886
+HK$7,705/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$292,362/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,597
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,251
−HK$4,727/mo
Today · 4.125%
HK$158,978
baseline
▲ 0.50% · 4.625%
HK$168,652
+HK$9,674/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$317,956/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,426
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,889
−HK$4,528/mo
Today · 4.125%
HK$175,417
baseline
▲ 0.50% · 4.625%
HK$184,664
+HK$9,247/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$350,834/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,530
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$179,959
−HK$5,516/mo
Today · 4.125%
HK$185,475
baseline
▲ 0.50% · 4.625%
HK$196,761
+HK$11,286/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$370,950/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,163
−HK$10,490/mo
▼ 0.25% · 3.875%
HK$199,371
−HK$5,282/mo
Today · 4.125%
HK$204,653
baseline
▲ 0.50% · 4.625%
HK$215,441
+HK$10,788/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$409,306/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,396
−HK$14,072/mo
▼ 0.25% · 3.875%
HK$231,376
−HK$7,092/mo
Today · 4.125%
HK$238,468
baseline
▲ 0.50% · 4.625%
HK$252,978
+HK$14,510/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$476,936/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,638
−HK$13,488/mo
▼ 0.25% · 3.875%
HK$256,334
−HK$6,792/mo
Today · 4.125%
HK$263,126
baseline
▲ 0.50% · 4.625%
HK$276,995
+HK$13,869/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$526,252/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,529 · Scale 2, in force from 26 Feb 2026)