LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,665
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,543
−HK$3,939/mo
Today · 4.125%
HK$132,482
baseline
▲ 0.50% · 4.625%
HK$140,544
+HK$8,062/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$264,964/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,688
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$142,408
−HK$3,773/mo
Today · 4.125%
HK$146,181
baseline
▲ 0.50% · 4.625%
HK$153,887
+HK$7,706/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$292,362/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,598
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$154,251
−HK$4,728/mo
Today · 4.125%
HK$158,979
baseline
▲ 0.50% · 4.625%
HK$168,652
+HK$9,673/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$317,958/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,426
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$170,889
−HK$4,528/mo
Today · 4.125%
HK$175,417
baseline
▲ 0.50% · 4.625%
HK$184,664
+HK$9,247/mo
Deposit HK$21.87M · loan HK$32.80M · min. income ≈ HK$350,834/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,531
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,960
−HK$5,515/mo
Today · 4.125%
HK$185,475
baseline
▲ 0.50% · 4.625%
HK$196,761
+HK$11,286/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$370,950/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,164
−HK$10,490/mo
▼ 0.25% · 3.875%
HK$199,371
−HK$5,283/mo
Today · 4.125%
HK$204,654
baseline
▲ 0.50% · 4.625%
HK$215,441
+HK$10,787/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$409,308/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,397
−HK$14,071/mo
▼ 0.25% · 3.875%
HK$231,377
−HK$7,091/mo
Today · 4.125%
HK$238,468
baseline
▲ 0.50% · 4.625%
HK$252,978
+HK$14,510/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$476,936/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,639
−HK$13,487/mo
▼ 0.25% · 3.875%
HK$256,334
−HK$6,792/mo
Today · 4.125%
HK$263,126
baseline
▲ 0.50% · 4.625%
HK$276,996
+HK$13,870/mo
Deposit HK$5.47M · loan HK$49.20M · min. income ≈ HK$526,252/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,534 · Scale 2, in force from 26 Feb 2026)