LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,467
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,855
−HK$394/mo
Today · 4.125%
HK$13,249
baseline
▲ 0.50% · 4.625%
HK$14,055
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,498/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,869
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,241
−HK$378/mo
Today · 4.125%
HK$14,619
baseline
▲ 0.50% · 4.625%
HK$15,389
+HK$770/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,238/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,960
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,426
−HK$472/mo
Today · 4.125%
HK$15,898
baseline
▲ 0.50% · 4.625%
HK$16,866
+HK$968/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,796/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,643
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,089
−HK$453/mo
Today · 4.125%
HK$17,542
baseline
▲ 0.50% · 4.625%
HK$18,467
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,084/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,454
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,996
−HK$552/mo
Today · 4.125%
HK$18,548
baseline
▲ 0.50% · 4.625%
HK$19,677
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,096/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,417
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,938
−HK$528/mo
Today · 4.125%
HK$20,466
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,079/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,138
−HK$709/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,452/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$679/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,387/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,015 · Scale 2, in force from 26 Feb 2026)