LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,676
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$128,554
−HK$3,940/mo
Today · 4.125%
HK$132,494
baseline
▲ 0.50% · 4.625%
HK$140,556
+HK$8,062/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$264,988/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,701
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$142,421
−HK$3,774/mo
Today · 4.125%
HK$146,195
baseline
▲ 0.50% · 4.625%
HK$153,901
+HK$7,706/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$292,390/mo (50% DSR)
Upfront cash ≈ HK$29.66M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,611
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$154,265
−HK$4,728/mo
Today · 4.125%
HK$158,993
baseline
▲ 0.50% · 4.625%
HK$168,668
+HK$9,675/mo
Deposit HK$21.87M · loan HK$32.81M · min. income ≈ HK$317,986/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,441
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$170,905
−HK$4,528/mo
Today · 4.125%
HK$175,433
baseline
▲ 0.50% · 4.625%
HK$184,681
+HK$9,248/mo
Deposit HK$21.87M · loan HK$32.81M · min. income ≈ HK$350,866/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,547
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$179,976
−HK$5,516/mo
Today · 4.125%
HK$185,492
baseline
▲ 0.50% · 4.625%
HK$196,779
+HK$11,287/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$370,984/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,181
−HK$10,491/mo
▼ 0.25% · 3.875%
HK$199,389
−HK$5,283/mo
Today · 4.125%
HK$204,672
baseline
▲ 0.50% · 4.625%
HK$215,461
+HK$10,789/mo
Deposit HK$16.40M · loan HK$38.27M · min. income ≈ HK$409,344/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,417
−HK$14,073/mo
▼ 0.25% · 3.875%
HK$231,398
−HK$7,092/mo
Today · 4.125%
HK$238,490
baseline
▲ 0.50% · 4.625%
HK$253,001
+HK$14,511/mo
Deposit HK$5.47M · loan HK$49.21M · min. income ≈ HK$476,980/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,662
−HK$13,488/mo
▼ 0.25% · 3.875%
HK$256,357
−HK$6,793/mo
Today · 4.125%
HK$263,150
baseline
▲ 0.50% · 4.625%
HK$277,021
+HK$13,871/mo
Deposit HK$5.47M · loan HK$49.21M · min. income ≈ HK$526,300/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,323,746 · Scale 2, in force from 26 Feb 2026)