LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,469
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,857
−HK$394/mo
Today · 4.125%
HK$13,251
baseline
▲ 0.50% · 4.625%
HK$14,057
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,502/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,872
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,244
−HK$377/mo
Today · 4.125%
HK$14,621
baseline
▲ 0.50% · 4.625%
HK$15,392
+HK$771/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,242/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,963
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,429
−HK$472/mo
Today · 4.125%
HK$15,901
baseline
▲ 0.50% · 4.625%
HK$16,869
+HK$968/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,802/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,646
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,093
−HK$453/mo
Today · 4.125%
HK$17,546
baseline
▲ 0.50% · 4.625%
HK$18,470
+HK$924/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,092/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,000
−HK$552/mo
Today · 4.125%
HK$18,552
baseline
▲ 0.50% · 4.625%
HK$19,680
+HK$1,128/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,104/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,421
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,942
−HK$528/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,079/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,445
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,143
−HK$709/mo
Today · 4.125%
HK$23,852
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,451/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,704/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,639
−HK$679/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,706
+HK$1,388/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,038 · Scale 2, in force from 26 Feb 2026)