LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,470
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,857
−HK$394/mo
Today · 4.125%
HK$13,251
baseline
▲ 0.50% · 4.625%
HK$14,058
+HK$807/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,502/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,872
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,244
−HK$378/mo
Today · 4.125%
HK$14,622
baseline
▲ 0.50% · 4.625%
HK$15,392
+HK$770/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,244/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,963
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,429
−HK$473/mo
Today · 4.125%
HK$15,902
baseline
▲ 0.50% · 4.625%
HK$16,869
+HK$967/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,804/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,647
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,093
−HK$453/mo
Today · 4.125%
HK$17,546
baseline
▲ 0.50% · 4.625%
HK$18,471
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,092/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,000
−HK$552/mo
Today · 4.125%
HK$18,552
baseline
▲ 0.50% · 4.625%
HK$19,681
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,104/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,421
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,942
−HK$528/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,079/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,445
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,143
−HK$710/mo
Today · 4.125%
HK$23,853
baseline
▲ 0.50% · 4.625%
HK$25,304
+HK$1,451/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,706/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,970
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$679/mo
Today · 4.125%
HK$26,319
baseline
▲ 0.50% · 4.625%
HK$27,706
+HK$1,387/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,638/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,041 · Scale 2, in force from 26 Feb 2026)