LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,702
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$128,581
−HK$3,941/mo
Today · 4.125%
HK$132,522
baseline
▲ 0.50% · 4.625%
HK$140,586
+HK$8,064/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$265,044/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,730
−HK$7,495/mo
▼ 0.25% · 3.875%
HK$142,451
−HK$3,774/mo
Today · 4.125%
HK$146,225
baseline
▲ 0.50% · 4.625%
HK$153,933
+HK$7,708/mo
Deposit HK$27.34M · loan HK$27.34M · min. income ≈ HK$292,450/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,643
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$154,297
−HK$4,730/mo
Today · 4.125%
HK$159,027
baseline
▲ 0.50% · 4.625%
HK$168,703
+HK$9,676/mo
Deposit HK$21.88M · loan HK$32.81M · min. income ≈ HK$318,054/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,476
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$170,941
−HK$4,529/mo
Today · 4.125%
HK$175,470
baseline
▲ 0.50% · 4.625%
HK$184,719
+HK$9,249/mo
Deposit HK$21.88M · loan HK$32.81M · min. income ≈ HK$350,940/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,583
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$180,014
−HK$5,517/mo
Today · 4.125%
HK$185,531
baseline
▲ 0.50% · 4.625%
HK$196,820
+HK$11,289/mo
Deposit HK$16.41M · loan HK$38.28M · min. income ≈ HK$371,062/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,222
−HK$10,493/mo
▼ 0.25% · 3.875%
HK$199,431
−HK$5,284/mo
Today · 4.125%
HK$204,715
baseline
▲ 0.50% · 4.625%
HK$215,506
+HK$10,791/mo
Deposit HK$16.41M · loan HK$38.28M · min. income ≈ HK$409,430/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,464
−HK$14,076/mo
▼ 0.25% · 3.875%
HK$231,446
−HK$7,094/mo
Today · 4.125%
HK$238,540
baseline
▲ 0.50% · 4.625%
HK$253,054
+HK$14,514/mo
Deposit HK$5.47M · loan HK$49.22M · min. income ≈ HK$477,080/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,714
−HK$13,491/mo
▼ 0.25% · 3.875%
HK$256,411
−HK$6,794/mo
Today · 4.125%
HK$263,205
baseline
▲ 0.50% · 4.625%
HK$277,079
+HK$13,874/mo
Deposit HK$5.47M · loan HK$49.22M · min. income ≈ HK$526,410/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,232 · Scale 2, in force from 26 Feb 2026)