LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,471
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,859
−HK$394/mo
Today · 4.125%
HK$13,253
baseline
▲ 0.50% · 4.625%
HK$14,059
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,506/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,874
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,246
−HK$377/mo
Today · 4.125%
HK$14,623
baseline
▲ 0.50% · 4.625%
HK$15,394
+HK$771/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,246/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,965
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,430
−HK$473/mo
Today · 4.125%
HK$15,903
baseline
▲ 0.50% · 4.625%
HK$16,871
+HK$968/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,806/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,648
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,095
−HK$453/mo
Today · 4.125%
HK$17,548
baseline
▲ 0.50% · 4.625%
HK$18,473
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,096/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,459
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,002
−HK$552/mo
Today · 4.125%
HK$18,554
baseline
▲ 0.50% · 4.625%
HK$19,683
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,108/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,423
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,944
−HK$528/mo
Today · 4.125%
HK$20,472
baseline
▲ 0.50% · 4.625%
HK$21,552
+HK$1,080/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,944/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,447
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$709/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,452/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$680/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,709
+HK$1,387/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,054 · Scale 2, in force from 26 Feb 2026)