LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,710
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$128,589
−HK$3,941/mo
Today · 4.125%
HK$132,530
baseline
▲ 0.50% · 4.625%
HK$140,594
+HK$8,064/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$265,060/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,738
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$142,459
−HK$3,775/mo
Today · 4.125%
HK$146,234
baseline
▲ 0.50% · 4.625%
HK$153,942
+HK$7,708/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$292,468/mo (50% DSR)
Upfront cash ≈ HK$29.67M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,652
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$154,307
−HK$4,729/mo
Today · 4.125%
HK$159,036
baseline
▲ 0.50% · 4.625%
HK$168,713
+HK$9,677/mo
Deposit HK$21.88M · loan HK$32.81M · min. income ≈ HK$318,072/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,486
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$170,951
−HK$4,530/mo
Today · 4.125%
HK$175,481
baseline
▲ 0.50% · 4.625%
HK$184,731
+HK$9,250/mo
Deposit HK$21.88M · loan HK$32.81M · min. income ≈ HK$350,962/mo (50% DSR)
Upfront cash ≈ HK$24.20M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,594
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$180,025
−HK$5,517/mo
Today · 4.125%
HK$185,542
baseline
▲ 0.50% · 4.625%
HK$196,832
+HK$11,290/mo
Deposit HK$16.41M · loan HK$38.28M · min. income ≈ HK$371,084/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,234
−HK$10,494/mo
▼ 0.25% · 3.875%
HK$199,443
−HK$5,285/mo
Today · 4.125%
HK$204,728
baseline
▲ 0.50% · 4.625%
HK$215,519
+HK$10,791/mo
Deposit HK$16.41M · loan HK$38.28M · min. income ≈ HK$409,456/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,478
−HK$14,076/mo
▼ 0.25% · 3.875%
HK$231,460
−HK$7,094/mo
Today · 4.125%
HK$238,554
baseline
▲ 0.50% · 4.625%
HK$253,070
+HK$14,516/mo
Deposit HK$5.47M · loan HK$49.22M · min. income ≈ HK$477,108/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,729
−HK$13,492/mo
▼ 0.25% · 3.875%
HK$256,427
−HK$6,794/mo
Today · 4.125%
HK$263,221
baseline
▲ 0.50% · 4.625%
HK$277,096
+HK$13,875/mo
Deposit HK$5.47M · loan HK$49.22M · min. income ≈ HK$526,442/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,374 · Scale 2, in force from 26 Feb 2026)