LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,472
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,860
−HK$394/mo
Today · 4.125%
HK$13,254
baseline
▲ 0.50% · 4.625%
HK$14,060
+HK$806/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$26,508/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,875
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,247
−HK$377/mo
Today · 4.125%
HK$14,624
baseline
▲ 0.50% · 4.625%
HK$15,395
+HK$771/mo
Deposit HK$2.73M · loan HK$2.73M · min. income ≈ HK$29,248/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,966
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,432
−HK$473/mo
Today · 4.125%
HK$15,905
baseline
▲ 0.50% · 4.625%
HK$16,872
+HK$967/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,810/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,650
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,096
−HK$453/mo
Today · 4.125%
HK$17,549
baseline
▲ 0.50% · 4.625%
HK$18,474
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,098/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,460
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,003
−HK$552/mo
Today · 4.125%
HK$18,555
baseline
▲ 0.50% · 4.625%
HK$19,684
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,110/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,424
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,945
−HK$529/mo
Today · 4.125%
HK$20,474
baseline
▲ 0.50% · 4.625%
HK$21,553
+HK$1,079/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,948/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,449
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,147
−HK$710/mo
Today · 4.125%
HK$23,857
baseline
▲ 0.50% · 4.625%
HK$25,308
+HK$1,451/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,714/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$680/mo
Today · 4.125%
HK$26,324
baseline
▲ 0.50% · 4.625%
HK$27,711
+HK$1,387/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,648/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,062 · Scale 2, in force from 26 Feb 2026)