LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,732
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$128,612
−HK$3,942/mo
Today · 4.125%
HK$132,554
baseline
▲ 0.50% · 4.625%
HK$140,619
+HK$8,065/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$265,108/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,763
−HK$7,497/mo
▼ 0.25% · 3.875%
HK$142,485
−HK$3,775/mo
Today · 4.125%
HK$146,260
baseline
▲ 0.50% · 4.625%
HK$153,970
+HK$7,710/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$292,520/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,679
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$154,334
−HK$4,731/mo
Today · 4.125%
HK$159,065
baseline
▲ 0.50% · 4.625%
HK$168,743
+HK$9,678/mo
Deposit HK$21.88M · loan HK$32.82M · min. income ≈ HK$318,130/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,516
−HK$8,996/mo
▼ 0.25% · 3.875%
HK$170,982
−HK$4,530/mo
Today · 4.125%
HK$175,512
baseline
▲ 0.50% · 4.625%
HK$184,764
+HK$9,252/mo
Deposit HK$21.88M · loan HK$32.82M · min. income ≈ HK$351,024/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,625
−HK$10,950/mo
▼ 0.25% · 3.875%
HK$180,057
−HK$5,518/mo
Today · 4.125%
HK$185,575
baseline
▲ 0.50% · 4.625%
HK$196,867
+HK$11,292/mo
Deposit HK$16.41M · loan HK$38.29M · min. income ≈ HK$371,150/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,268
−HK$10,496/mo
▼ 0.25% · 3.875%
HK$199,479
−HK$5,285/mo
Today · 4.125%
HK$204,764
baseline
▲ 0.50% · 4.625%
HK$215,558
+HK$10,794/mo
Deposit HK$16.41M · loan HK$38.29M · min. income ≈ HK$409,528/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,518
−HK$14,079/mo
▼ 0.25% · 3.875%
HK$231,502
−HK$7,095/mo
Today · 4.125%
HK$238,597
baseline
▲ 0.50% · 4.625%
HK$253,115
+HK$14,518/mo
Deposit HK$5.47M · loan HK$49.23M · min. income ≈ HK$477,194/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,774
−HK$13,494/mo
▼ 0.25% · 3.875%
HK$256,473
−HK$6,795/mo
Today · 4.125%
HK$263,268
baseline
▲ 0.50% · 4.625%
HK$277,146
+HK$13,878/mo
Deposit HK$5.47M · loan HK$49.23M · min. income ≈ HK$526,536/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,789 · Scale 2, in force from 26 Feb 2026)