LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,734
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$128,614
−HK$3,942/mo
Today · 4.125%
HK$132,556
baseline
▲ 0.50% · 4.625%
HK$140,621
+HK$8,065/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$265,112/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,765
−HK$7,497/mo
▼ 0.25% · 3.875%
HK$142,487
−HK$3,775/mo
Today · 4.125%
HK$146,262
baseline
▲ 0.50% · 4.625%
HK$153,972
+HK$7,710/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$292,524/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,680
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$154,336
−HK$4,731/mo
Today · 4.125%
HK$159,067
baseline
▲ 0.50% · 4.625%
HK$168,746
+HK$9,679/mo
Deposit HK$21.88M · loan HK$32.82M · min. income ≈ HK$318,134/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,518
−HK$8,996/mo
▼ 0.25% · 3.875%
HK$170,984
−HK$4,530/mo
Today · 4.125%
HK$175,514
baseline
▲ 0.50% · 4.625%
HK$184,766
+HK$9,252/mo
Deposit HK$21.88M · loan HK$32.82M · min. income ≈ HK$351,028/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,627
−HK$10,951/mo
▼ 0.25% · 3.875%
HK$180,059
−HK$5,519/mo
Today · 4.125%
HK$185,578
baseline
▲ 0.50% · 4.625%
HK$196,870
+HK$11,292/mo
Deposit HK$16.41M · loan HK$38.29M · min. income ≈ HK$371,156/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,271
−HK$10,496/mo
▼ 0.25% · 3.875%
HK$199,481
−HK$5,286/mo
Today · 4.125%
HK$204,767
baseline
▲ 0.50% · 4.625%
HK$215,560
+HK$10,793/mo
Deposit HK$16.41M · loan HK$38.29M · min. income ≈ HK$409,534/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,521
−HK$14,079/mo
▼ 0.25% · 3.875%
HK$231,505
−HK$7,095/mo
Today · 4.125%
HK$238,600
baseline
▲ 0.50% · 4.625%
HK$253,118
+HK$14,518/mo
Deposit HK$5.47M · loan HK$49.23M · min. income ≈ HK$477,200/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,777
−HK$13,495/mo
▼ 0.25% · 3.875%
HK$256,476
−HK$6,796/mo
Today · 4.125%
HK$263,272
baseline
▲ 0.50% · 4.625%
HK$277,149
+HK$13,877/mo
Deposit HK$5.47M · loan HK$49.23M · min. income ≈ HK$526,544/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$2,324,819 · Scale 2, in force from 26 Feb 2026)