LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,474
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,862
−HK$394/mo
Today · 4.125%
HK$13,256
baseline
▲ 0.50% · 4.625%
HK$14,062
+HK$806/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,512/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,877
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,249
−HK$378/mo
Today · 4.125%
HK$14,627
baseline
▲ 0.50% · 4.625%
HK$15,398
+HK$771/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,254/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,968
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,434
−HK$473/mo
Today · 4.125%
HK$15,907
baseline
▲ 0.50% · 4.625%
HK$16,875
+HK$968/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,814/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,652
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,099
−HK$453/mo
Today · 4.125%
HK$17,552
baseline
▲ 0.50% · 4.625%
HK$18,477
+HK$925/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,104/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,463
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,006
−HK$552/mo
Today · 4.125%
HK$18,558
baseline
▲ 0.50% · 4.625%
HK$19,687
+HK$1,129/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,116/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,428
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,949
−HK$528/mo
Today · 4.125%
HK$20,477
baseline
▲ 0.50% · 4.625%
HK$21,557
+HK$1,080/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,954/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,453
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$710/mo
Today · 4.125%
HK$23,861
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,451/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,722/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$680/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,388/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,082 · Scale 2, in force from 26 Feb 2026)